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From November 15, 2022, Shinhan Finance launches the program "Loan today, cashback to save on iShinhan" to bring customers practical financial solutions when get new disbursed digital personal loan via iShinhan app.
Specifically, from November 15, 2022 to the end of December 15, 2022, all customers will be waived free interest up to 500,000 VND of 1st EMI’s when get new disbursed digital personal loan via iShinhan.
During the promotional period, the number of customers that register loans is restricted. Click <a href="https://shinhanfinance.com.vn/assets/site/20221110_Th%E1%BB%83-l%E1%BB%87-CT-Vay-tr%E1%BB%B1c-tuy%E1%BA%BFn-Gi%E1%BA%A3m-l%C3%A3i-k%E1%BB%B3-%C4%91%E1%BA%A7u_Legalreviewed.pdf" target="_blank" rel="noreferrer noopener">here </a>to get T&amp;C information.
Launched in 2020, iShinhan marks a breakthrough step of Shinhan Finance in the digital transformation journey by applying advanced technology and automating the customer service process. As a result, customers actively monitor the loan process from appraisal, approval to loan payment anytime, anywhere. Recently, iShinhan implemented an automatic approval mechanism for super-fast unsecured loan products within 15 minutes.
When paying the debt on iShinhan, customers will save more when taking advantage of preferential programs through other affiliate partners. From 11/11/2022, Customers who make payment for a loan or credit card The First via VNPay wallet can enter the code VNPAYS25 to receive a direct discount of 25,000 VND on transactions from 500,000 VND. To learn more about these offers, please refer to the information <a href="https://shinhanfinance.com.vn/en/news/320/khuyen-mai" target="_blank" rel="noreferrer noopener">here</a>.

Loan today, cashback to save on iShinhan

From 11/11/2022, Shinhan Finance customers when making payments on iShinhan mobile application via VNPAYQR payment gateway with code VNPAYS25 will receive a discount of 25,000 VND, apply for transactions amount from 500,000 VND. 
The promotion program is implemented from November 11, 2022 to the end of December 31, 2022. In which the promotional value will be deducted directly from the payment transaction value of the Customer when making a successful loan payment or Credit card payment. Offer does not apply to refunds or cancellations.
Click <a href="/assets/news/Điều-kiện-và-Điều-khoản_VNPAY-T11-T12.pdf" target="_blank" rel="noreferrer noopener">here </a>for more information on the programs’ terms and conditions.
iShinhan is a mobile application that integrates comprehensive technology solutions on a digital platform. With this application, Customers can easily register and track the loan approval process with new preeminent utilities. iShinhan is currently using the e-KYC solution applied to the loan application process in customer identification. Thanks to the support of advanced technologies, Customers reduce the steps to provide information and have a better experience with Shinhan Finance's services.
Right on the iShinhan application, customers can not only register for Shinhan Finance's loan products, but also monitor the appraisal and underwriting process of their application and loan payment.
Create a Shinhan Finance loan management account on the iShinhan application to experience the full benefits and incentives. 
<figure><img src="/assets/news/iShinhan.png" alt="iShinhan" /><figcaption> Scan to download iShinhan app</figcaption></figure>

Apply now & Get discount with VNPAY

From November 3, 2022*, customer applying for personal loan at Shinhan Finance will be given 1 The First international credit card with a total supported credit limit of up to VND 100 million.
Accordingly, customers with a minimum salary of 6 million VND when taking personal loan at Shinhan Finance, will be given 01 The First international credit card with a minimum limit of 5 million VND.
The program applies to customers who have a salary in 5 provinces and cities, consists of: Ho Chi Minh City, Hanoi, Da Nang, Dong Nai and Binh Duong. These localities are defined as high demand for a large number of common workers, with the need of financial support. 
With the offer The First credit card program, Shinhan Finance is aimed to support customers to use their own money to cover their life needs more flexibly than before, customers can easily take advantage of this supportive financial source to cover their expenses, for spending needs such as shopping for household-items, housing renovation, etc., as well as for daily expenses. At the same time, the incentive to offers The First credit card when taking a personal loan will help customers save time to register for the service and prove their finances compared to the normal card registration process.
In particular, customers will receive all the incentives that come with the credit card service, including: Free annual fee for the first year from the date of issuance, free issuance, and regular discounts which up to 50%-off when using the service at The First credit card is valid-to-use- location. Offer details, please refer <a href="https://www.shinhanfinance.com.vn/en/shinhan-zone" target="_blank" rel="noreferrer noopener">here</a>.
This initiative program is a strong declaration that Shinhan Finance consistently upholds its compassionate finance goal. Shinhan Finance will keep establishing advantageous financial solutions for desire of making a better living for Vietnamese people as well as persistently promoting corporate service responsibility activities.
*The closing time of this program will be officially informed by Shinhan Finance as later announcement.

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