- Interest rates from 18%/year to 49%/year and based on the outstanding balance (depending on credit assessment results).

- Loan amount up to 13 times of monthly income and maximum of VND 500 Million for consumption purpose, living needs.

- Loan tenure ranges from 12 months to 60 months.

- Quick disbursement within 48 hours after approval.

Example: For a personal loan of VND 300,000,000 with a 48-month term and an interest rate of 18%/year calculated on the outstanding balance, your monthly repayment (including both principal and interest) is approximately VND 8,812,500.