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Ho Chi Minh City, February 3rd, 2025 – Shinhan Vietnam Finance Company Ltd. (Shinhan Finance), recognized as Vietnam’s Best Sustainable Consumer Finance Company in 2020 (1), has officially introduced the new 5.0 version of its digital financial platform, iShinhan (2). Since the initial launch of the iShinhan mobile app in 2020, this marks a comprehensive transformation and upgrade - not only revamping the entire interface but also enhancing services, expanding utilities, and integrating cutting-edge technology solutions. The new version promises to deliver a seamless, user-friendly, and secure digital financial experience for Shinhan Finance customers. Version 5.0 has been in pilot testing since December 20, 2024, and has received widespread positive feedback from users.
Experience flexible and seamless multi-service financial solutions with just one touch
The iShinhan app offers existing features for new customers, such as applying for personal loans or credit cards, alongside an e-KYC solution for identity verification. The upgraded iShinhan 5.0 enhances security by integrating biometric authentication and information verification, compliant with regulatory requirements. Customers can simply tap their citizen identification (citizen ID) on NFC (Near Field Communications) -enabled phones to access these services. The process of setting up loan or credit card applications has also been streamlined, ensuring maximum convenience for customers to manage their credit needs independently.
The standout feature of iShinhan 5.0 is its integration with Google Pay for virtual credit card payments via NFC technology. Customers can make contactless payments using their Android smartphones without carrying a physical card or cash. Additionally, credit cardholders can withdraw up to 100% of their credit limit with a cash withdrawal code generated in the iShinhan 5.0.
The iShinhan 5.0 also integrates with Payoo, enabling customers to pay utility bills and access a wide range of other services through diverse payment methods.
<figure><img src="/assets/news/iShinhan-5.0-cung-cấp-thêm-nhiều-dịch-vụ-và-tiện-ích-tích-hợp-các-giải-pháp-công-nghệ-hiện-đại-cho-trải-nghiệm-tài-chính-số-toàn-diện-thân-thiện-và-an-toàn.png" alt="" /></figure>
Enhanced customer benefits through OneShinhan ecosystem and trusted partners
iShinhan 5.0 introduces customers to a range of financial services within the One Shinhan ecosystem, a leading financial network from Korea. These services include life insurance provided by Shinhan Life Vietnam and securities services offered by Shinhan Securities. Additionally, the iShinhan 5.0 platform curates and showcases a trusted partners’ network of Shinhan Finance, encompassing products such as motorcycles, consumer electronics, and smartphones. Soon, this will expand to include renowned automobile showrooms network. Through this initiative, Shinhan Finance aims to deliver added value to users via exclusive offers and promotions specifically tailored for Shinhan Finance customers on iShinhan 5.0. 
2024 marks Shinhan Finance’s pivotal efforts to transform after challenges from the post-pandemic era, economic downturns, and successive natural disasters. This year also highlights significant progress in Shinhan Finance’s digital transformation journey, continuously leveraging advanced technology, automating processes, and enhancing customer benefits while ensuring safety and security. These efforts align with the strategic direction of Shinhan Financial Group and its holding company, Shinhan Card. The iShinhan 5.0 digital finance platform stands as a strong testament to Shinhan Finance’s commitment to serving customers under its mission of Compassionate Finance in Vietnam.
During the launch of iShinhan 5.0, Mr. Chun Young Ill, CEO of Shinhan Finance, emphasized: "With iShinhan 5.0, we are proud to offer customers enhanced benefits and conveniences through a more comprehensive, user-friendly, and secure digital financial platform."
Mr. Chun further highlighted: "The Vietnamese government, with its strategic vision for robust digital transformation, has devised specific action plans and provided close guidance to various sectors nationwide. Operating in Vietnam, Shinhan Finance is committed to this renewal effort. Under the direction of the State Bank of Vietnam and with strong support from our holding company, Shinhan Card – Korea, we reaffirm our commitment to accompanying the Vietnamese people." 
(1) Shinhan Finance was honored by Global Banking &amp; Finance Review (UK) as the Best Sustainable Development Finance Company in Vietnam 2020. This accolade reflects the company's dedication to sustainable growth through clear development strategies, strategic governance, sustainable business practices, employee safety and welfare, robust partnerships, and support for regional sustainable development.
(2) iShinhan – a financial management mobile application owned by Shinhan Vietnam Finance Company Ltd., was recognized in the "Top 10 Trust Products in the Vietnam in 2022 – belongs to the group of Digital Finance, Digital Technology Products, Education” by Vietnam Economic Times (VnEconomy).

Shinhan Finance launches iShinhan 5.0 – A comprehensive, user-friendly, and secure digital financial platform.

To celebrate the launch of the iShinhan 5.0*, Shinhan offers an special deals for our valued customers when making their utility bill payment at 1st time on iShinhan platform. 
Specifically, from February 3, 2025, to February 23, 2025, customers will receive e-voucher worth up to VND 100,000 when make their utility bill payment (electricity, water, phone) at the first time by THE FIRST credit card on the iShinhan platform.
Details:
<ul><li>Offer 1: E-voucher VND 20,000 for the 1st utility bill payment transaction worth from
VND 100,000.</li><li>Offer 2: E-voucher VND 50,000 VND for the 1st utility bill transaction worth from
VND 100,000 to VND 500,000.</li><li>Offer 3: E-voucher VND 100,000 for the 1st utility bill transaction worth from 500,000 VND.</li></ul>
Each customer eligible for 1 e-voucher throughout the program duration.
Click <a href="https://shinhanfinance.com.vn/assets/promotionTag/The-le-CT-Thanh-toan-hoa-don-tien-ich-tren-iShinhan-nhan-voucher-den-100.000-VND.pdf" target="_blank" rel="noreferrer noopener">here </a>for more information on the programs’ terms and conditions.
(*) In December 2024, Shinhan Finance officially launched the iShinhan 5.0 digital financial platform, featuring:
<ul><li>New interface, open platform, connecting multilateral relationships between Shinhan Finance, customers, and reputable partner network.</li><li>Integrating new features, such as connecting Google e-wallet, utility bill pays through Payoo payment gateway.</li><li>Strengthen customer benefits with Korea's leading OneShinhan financial ecosystem and reputable partner network.</li></ul>
Let’s update the iShinhan application immediately to experience new features by scanning the QR code below or searching for "iShinhan" on CHPlay (Android) or App Store (iOS).

<figure><img src="/assets/news/Untitled-design-2.png" alt="" /></figure>
 
Shinhan Finance

iShinhan offers e-voucher up to 100,000 VND for utility bill payments

From January 15, 2025, Shinhan Finance cooperates with VINFAST to offer an exclusive e-voucher of VND 200,000 to bring new journey experiences and arouse positive energy in life.
Specifically, from January 15, 2025 to March 31, 2025, customers who register for a VINFAST electric motorbike installment loan(*) and are successfully disbursed at Shinhan Finance will be received an e-voucher worth 200,000 VND, applicable for disbursed loan with a value of VND 22,000,000 or more.
(*) Applicable to all VINFAST electric motorbikes.
<a href="https://shinhanfinance.com.vn/assets/promotionTag/TC_Promotion-Vinfast.pdf" target="_blank" rel="noreferrer noopener">Here</a> are the terms and conditions of the promotion.
Along with the offer from the program, Shinhan Finance also brings many other benefits to help people with conditions to own VINFAST electric motorbike easily and safely:
<ul><li>Interest rate from 0.79% (**)</li><li>Flexible term up to 36 months.</li><li>No application fee, no appraisal fee, and any other additional fees.</li></ul>
In addition, from January 15, 2025, Shinhan Finance will not retain any MRC on VINFAST electric motorbike installment loans that are successfully disbursed with down payment from 20% of the vehicle value. 
(**) This program applies to specific customers. Please contact VINFAST’s stores for more details.
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