Cost-Saving Tips for Online Shopping

In an era where online shopping has become a staple from bustling cities to quiet rural areas, finding ways to save money while "clicking away" for your favorite items has never been more essential. Gone are the days of physically visiting stores to pick out each product—now, with just a click, you can shop with ease and have items delivered to your doorstep. But do you know how to maximize your savings when shopping online? If not, let us share some valuable tips to help you spend wisely while snagging your dream items!

Why Save While Shopping Online?

There are many compelling reasons to save money while shopping online—from keeping more cash in your wallet, purchasing more items, to cultivating healthy financial habits. Here are some key benefits:

• Save Money: Everyone loves getting quality products at a bargain. A little savvy deal-hunting can lead to significant savings.
• Buy More for Less: Stretch your budget further, allowing you to purchase additional items without overspending—a win-win situation!
• Develop Smart Spending Habits: Finding ways to save encourages you to build better financial strategies, benefiting your long-term financial goals.
• The Thrill of a Good Deal: Few things feel as satisfying as scoring a great deal during a sale!

So, how can you save while shopping online? Let’s dive into some practical tips below.

Basic Tips for Saving Money While Shopping Online

Compare Prices Before Purchasing

Don’t rush to hit the “pay now” button—take a moment to compare product prices across different websites. You might discover that the same item is available elsewhere at a lower cost.

For example: If a jacket is priced at VND 500,000 on Site A, check Site B. You might find it for VND 450,000—saving VND 50,000 with minimal effort!

Subscribe to Discount Newsletters

Most online retailers offer newsletters with updates on their latest promotions. By subscribing, you’ll gain early access to discounts and special offers.

To avoid a cluttered inbox, consider creating a dedicated email address just for these subscriptions. This keeps your primary inbox organized while ensuring you don’t miss out on deals.

Use Price-Tracking Tools

Thanks to technology, free price-tracking tools can help monitor the price of products you’re eyeing. When prices drop or promotions start, these tools will notify you, so you can act fast.

Take Advantage of Discount Codes

Discount codes, or coupons, are a “golden key” to unlocking extra savings. Before completing your purchase, spend a few minutes searching for applicable codes on Google or discount platforms.

For instance, when buying a VND 200,000 phone card on MoMo, you might find a 20% discount code, saving VND 8,000—a handy little win!

Combine Credit Cards with Promotions

Owning a credit card can be your “secret weapon” for smarter spending, especially when combined with exclusive online shopping perks.

Leveraging Credit Cards for Online Shopping Savings

Choose the Right Credit Card

Not all credit cards are created equal. Some are tailored for online shopping and come with benefits like cashback, reward points, or promotional offers.

For example: Certain credit cards offer high cashback rates or reward points for specific platforms like Shopee. If you frequently shop there, using such a card could save you significantly.

From 11/11/2024 to 31/12/2024, Shinhan Finance is offering exclusive promotions for THE FIRST credit cardholders shopping on Shopee. Simply enter the promotional codes during checkout to enjoy:

• Offer 1: VND 100,000 off for orders from VND 800,000 on weekdays (excluding special dates). Use code SVFC100 at checkout.
• Offer 2: VND 200,000 off for orders from VND 1,200,000 on special dates (e.g., 9/9, 10/10, 11/11, 12/12). Use code SVFC200 at checkout.
  Note: Each Shopee user ID linked to a THE FIRST credit card can enjoy one discount per day and up to four discounts per month.

Maximize Rewards Programs

Most credit cards offer reward programs where you earn points for every transaction. Accumulated points can be redeemed for cashback, shopping vouchers, or even flight tickets.

For instance: Purchasing a VND 15 million laptop with a credit card offering 1.5% cashback earns you VND 225,000—enough for a nice meal!

Stack Promotions

The ultimate saving strategy is combining credit card benefits with store discounts.

For example: If a store offers a 20% discount on electronics, and your credit card gives an additional 5% cashback on the same category, you effectively save 25% on your purchase. This is the pinnacle of smart shopping!

Seasonal Offers

Credit card issuers often roll out seasonal promotions during events like Lunar New Year, Black Friday, or Cyber Monday. Keep an eye on these periods to plan your shopping and maximize discounts.

Final Thoughts

Online shopping can be both convenient and cost-effective if approached wisely. By applying these tips—comparing prices, using discount codes, leveraging credit card benefits, and planning around seasonal promotions—you can save significantly without compromising on your favorite items. Remember to always shop within your means and maintain a clear financial plan. Happy shopping!