Shinhan Finance launches Express Loan – A super-fast loan solution with a fully automated process.
On December 19, Shinhan Vietnam Finance Company Ltd. has officially introduced a brand-new loan product called Express Loan – a speed-finance solution designed for everyone. This new consumer loan product features a fully automated process, offering customers a “speed - simple – safe” experience in the digital era.
Simple loan process with fully automated online steps
With Express Loan, users only need the chip-based Citizen ID card and a few simple steps on the iShinhan app to complete loan registration, sign the loan contract online in just a few minutes, and receive disbursement directly into their bank account.
Express loan application process is designed to be simple and user-friendly through a chatbot on the iShinhan app. eKYC is applied with advanced technology to verify customers and prevent fraud risks. The approval mechanism is completely automated thanks to algorithms that analyze credit risk based on data. Therefore, the customer's loan application is completed in just a few minutes.
Another advantage of Express Loan is that all customers living in the areas served by Shinhan Finance, regardless of occupation, do not need to prove their income.
After the loan application is approved, customers will sign the loan contract online directly on iShinhan. Real-person recognition technology is used to support the contract signing process.
Loan amounts up to VND 100 million – Suitable for diverse consumption needs
Customers applying for Express loan only need a chip-based identity document to be approved for a loan of up to 100 million VND with interest rates starting from just 30%. Express loan targets all customers, especially those who need quick and legitimate financial support for consumer needs such as purchasing household items, education, and healthcare.
Express Loan package is now available on the iShinhan application, please refer to the quick steps according to the illustration below to experience it now!
Shihan Finance.
