2022 Year End Message from CEO

Dear our valued customers and partners,

We are coming to the end of 2022 and ready for the great 2023 ahead. On behalf of Shinhan Finance, I would like to send my deep gratitude to you for trusting and being with us over years.

2022 is an unstable year as it has posed many challenges to all companies in finance industry with tight credit policy, interest change, the rise of black credit application,… Thanks to your supports, Shinhan Finance has been overcoming all the obstacles to gain many great achievements with 3 awards recognized by our customers, and prestigious global and local organization including: Top 10 Trusted Products in Vietnam 2022 for iShinhan, Outstanding Performers in Credit Information Activity 2022, Best Working Place in Asia in 3 consecutive years (2022, 2021, 2020).

We are honored to receive the trust from our customers and partners for our constant endeavors. In the coming time, we will keep spreading good value, providing the outstanding service to meet a variety of needs our customers promptly, expanding the business network, connecting effectively with partners to meet the objectives and bettering the finance market.

Shinhan Finance will always maintain our social responsibility through blood donation activities, book donation projects etc. ;thereby, spread the spirit of loving and sharing, form the active reading habit for Vietnamese children and confirm the mission to bring the prosperity for Vietnamese people.

I hope that Shinhan Finance is always a reputable company that is always the first choice of customers in the next years.

Once again, I would like to thank you and wish you health, happiness, and success in 2023.

General Director

Oh Taejoon