LUNAR NEW YEAR 2023 - HOLIDAY CLOSING ANNOUNCEMENT

Dear Valued Customers,

Shinhan Vietnam Finance Company Limited would like to announce our schedule for Lunar New year 2023 Holiday as follows:

• From Friday, January 20^th, 2023 to the end of Thursday, January 26^th, 2023: Closed for Lunar New year 2023 Holiday
• Friday, January 27^th, 2023: Re-open for business

We strongly recommend our Customers leverage available tools and resources for 24/7 Customer supports as follows:

• Mobile app iShinhan. Click here for a quick user guide.
• Interactive Voice Response service 24/7 via our Hotline 1900 5454 49 (Press 1)
• Facebook Shinhan Finance. Click here for a quick experience.

We wish you and your family a new year filled with peace and properity!

Sincerely,

Shinhan Finance