Unlock the advantages of cashless payments

Cashless payment methods such as mobile banking, e-wallets, credit cards or QR Code (Quick Response) have become a popular trend in modern life. These methods are valued not only from a convenience viewpoint but also from a personal financial management perspective by the four outstanding benefits.

Track your expense easier

To start, one of the benefits of cashless payments is its ability to track spending more conveniently than the old-school cash payment.

When utilize online payment methods, users can easily track expense information, transaction history, as well as receive instant notifications during the payment process. This helps users stay on top of spending levels, control their budgets, and carry out smart financial decisions.

Enhance information security

Online transaction options and electronic payment services not only bring convenience but also ensure safety, fast payment speed, easy and flexible authentication.

In cashless transactions, PIN codes, passwords, biometrics, and OTP codes are used to secure and authenticate transactions, while preventing fraud and usury.

Towards sustainable finance

In the face of globalization, cashless transactions are a vital option that provides multiple advantages to promote long-term economic development by increasing transparency in spending and transactions.

Besides, the promotion of technology application in services, ensuring transparency and timely response to customers' needs, aiming to prevent usury is considered a guideline contributing to building sustainable finance.

Discounts and savings

Cashless payment also benefits consumers in saving considerable time. Users do not need to go to a bank or a transaction point to make a payment. Instead, they can make transactions wherever they are through a mobile app or a banking website.

To promote cashless payment, many financial companies offer preferential policies when paying via card or e-wallet to provide optimal financial solutions for Vietnamese people.

Besides, Shinhan Finance continues to promote the application of technology in services, ensuring transparency and timely response to customers' needs, aiming to prevent loan sharks and bring optimal financial solutions for Vietnamese people.

From June 08, 2023, Shinhan Finance customers when making loan payment or Credit card payment on iShinhan mobile application via ZaloPay e-wallet will receive a discount up to 500,000 VND. For more information, click here.